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Long-Term Care Insurance
 
We know it may be difficult to think about the possibility of needing long-term care in the future, but consider the facs:
 
Consider the Benefits
  Freedom to stay at home.

Helps protect your assets.

Helps prevent you going on Welfare.

Helps maintain your independence.

Freedom of choice.
   
(1)
  • 43% of Americans will enter a nursing home at least once in their lives.
  • More than 75% are women.
  • 2002 - Average annual cost over $66,000 for a private room.
  • 2005 - estimated annual cost $76,000.
  • 2030 - estimated annual cost $200,000.

Common misconceptions of long-term care is that it is nursing home care. Only 20% of all long term care provided is in a nursing home and 80% is at home or other community
based setting (2).

The reality is that we can't predict the future, so it's wise to prepare for your future. Capitol Marketing Insurance can help secure your future plans with a long-term care insurance policy. This type of insurance can help pay for some of the expenses associated with being unable to care for yourself as a result of an accident, disability, or just getting older.

No one likes to think about the possible need for long-term care, but making the right choices today for tomorrow can help you prepare for whatever the future may bring!

 

 

Sources:
1. United Seniors Health Council, 2002 / Metlife Mature Marketing Institute, 2003
2. Report presented by the Senate Special Committee on Aging; June, 2002

This Web site should be considered an advertisement and is not a contract. Products and services mentioned in this Web site are only valid for distribution in the United States of America and may not be available in all states.


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